> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spicom.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Spicom – Contract-Centric FP&A

> A modern FP&A platform that reveals the true profitability of your clients and contracts.

# Unlock the real profitability of every customer

Spicom is the contract-centric FP\&A platform that shows exactly which clients drive your business forward — and which ones silently burn your margins.

**Stop guessing. Start operating with clarity.**

***

## Why Spicom exists

Most agencies and studios run blind.

A contract looks profitable on paper,\
but once you add:

* hidden workforce costs
* partial allocations
* tools and overhead
* time leaks
* scope drifts
* expiring retainers

…the margin collapses.

Spreadsheets can’t keep up.\
Financial visibility dies in complexity.

**Spicom fixes this by rebuilding your financial truth around contracts.**

***

## The Spicom model: Contract-Centric FP\&A

Your business is not a P\&L.\
Your business is a portfolio of live contracts.

Spicom organizes everything around them:

### 1. Contracts

Your recurring revenue engines.

### 2. Workforce allocation

Real monthly cost per person, distributed by **20-day workload logic**.

### 3. Global costs

Your fixed monthly expenses, allocated fairly across active work.

### 4. Margins & forecasts

A clean, transparent view of profitability and financial stability.

<Callout type="info">
  Spicom uses no AI guessing. Every metric is based on your real numbers.
</Callout>

***

## A dashboard that finally tells you the truth

With one glance, you see:

* Monthly recurring revenue
* Workforce cost distribution
* Global cost allocation
* Real margin (amount + percentage)
* Customer profitability ranking
* 12-month revenue projection
* At-risk contracts approaching end dates

The result:\
**You know exactly which clients pay for your fixed costs — and which ones drain them.**

***

## Workforce: your biggest cost, finally clarified

Spicom recalculates the real cost of each team member:

* Gross salary
* Employer charges
* Overhead
* Freelance rates

Then allocates it automatically based on **days worked per contract**.

A dev who costs €5,320 and spends 5 days on a project?\
That contract receives exactly **€1,330** of workforce cost.

No more approximations.\
No more fake margins.

***

## Simulations: test decisions before making them real

Run instant scenarios without touching your data:

* “What if we increase this retainer by 15%?”
* “What if this client stops next month?”
* “What if we add a junior to the project?”
* “What if overhead rises?”

Spicom recalculates:

* revenue
* workforce allocation
* global cost distribution
* margins
* 12-month forecasts

**Strategic clarity in 10 seconds.**

***

## Built for agencies, studios, and service teams

Spicom is perfect for:

* Marketing agencies
* Software studios
* Consultants
* Creative teams
* Multi-client freelancers
* Any contract-driven business

If your business runs on people delivering work to clients,\
Spicom gives you the FP\&A layer you’ve been missing.

***

## Why teams love Spicom

### Clearer decisions

You immediately see the financial impact of every action.

### Zero spreadsheets

No formulas. No tabs. No chaos.

### Transparent cost structure

Everyone finally knows what really costs what.

### Realistic forecasts

12-month projections based on confirmed contract periods.

### FP\&A without the complexity

Financial clarity without hiring a CFO.

***

## Privacy. Security. Europe-first.

* Fully hosted in **Germany (Contabo)**
* Encrypted database storage
* HTTP-only authentication cookies
* GDPR-compliant backups with auto-purge
* No selling or sharing of financial data

Your data stays in the EU.\
Always.

***

## See it for yourself

<Button href="https://app.spicom.co">Start Free</Button>
<Button href="/getting-started" variant="outline">Read the Getting Started Guide</Button>

or redeem your LTD code:\
**[https://spicom.co/redeem](https://spicom.co/redeem)**

***

## Built for teams that want clarity, precision, and control

You’ve managed your business with intuition.\
Now manage it with truth.

**Spicom — Know your margins. Protect your stability. Grow intentionally.**